AgCredit Advantage

About Us » AgCredit Advantage

What sets AgCredit apart from other financial institutions? Low rates, friendly service and the most knowledgeable staff around regarding rural lending are what make us the leader in rural financial services. And unlike commercial banks, our cooperative structure means that a portion of the profits generated from our lending activity is returned to our borrowers in the form of patronage refunds. This significantly reduces the cost of borrowing for our customers.

Our primary function is to provide agricultural loans, including:

  • Long-term farm and home loans
  • Intermediate-term loans for buildings, machinery and other equipment
  • Intermediate-term loans for land, construction, livestock and improvements
  • Short-term production loans for both full-time and part-time farmers
  • Loans for ag-related businesses

As a complete financial institution for the agricultural field, we also provide a full range of other financial services for our customers, including:

  • Secondary Market financing for homeowners
  • Multi-peril and crop hail insurance
  • Appraisal services
  • Truck and equipment leasing
  • Credit life insurance
  • Term life insurance

Contact us today and find out how we can help you benefit from the AgCredit Advantage.


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Loans for All Occasions

No matter your lending situation, we have an array of products to fit your needs. Check out the various products we can offer.